Tortilla Wrap Beans Cheese

Featured in: Everyday Flavors

This Tex-Mex style tortilla wrap features a savory blend of black beans, cheddar, and Monterey Jack cheeses combined with spices like cumin and smoked paprika. A simple cut and fold technique creates layered pockets with fillings including corn, bell pepper, and onion. Baked until golden and crisp, it delivers satisfying flavors and textures in a quick meal suitable for vegetarians. Optional toppings like salsa and avocado bring freshness and creaminess.

Perfect for a cozy lunch or snack, these wraps are customizable and easy to prepare with common kitchen tools.

Updated on Tue, 18 Nov 2025 14:08:00 GMT
Golden, crispy Tortilla Wrap Hack, revealing layers of cheese, beans, and colorful vegetables for your enjoyment. Save
Golden, crispy Tortilla Wrap Hack, revealing layers of cheese, beans, and colorful vegetables for your enjoyment. | oventhyme.com

A fun, customizable baked tortilla wrap filled with creamy beans and melty cheese—perfect for a quick, satisfying meal or snack.

I first made these tortilla wraps on a busy weeknight when everyone wanted something filling, but no one could agree on toppings. The best part was watching my kids assemble their own wraps and get creative with combinations.

Ingredients

  • Flour tortillas: 4 large
  • Black beans: 1 1/2 cups canned, drained and rinsed
  • Cheddar cheese: 1 cup, shredded
  • Monterey Jack cheese: 1/2 cup, shredded
  • Corn kernels: 1/2 cup (fresh, frozen, or canned)
  • Red bell pepper: 1/2 cup, diced
  • Red onion: 1/4 cup, finely chopped
  • Ground cumin: 1 tsp
  • Smoked paprika: 1 tsp
  • Chili powder: 1/2 tsp
  • Garlic powder: 1/2 tsp
  • Salt and pepper: to taste
  • Fresh cilantro: 1/4 cup, chopped (optional)
  • Salsa: 1/2 cup (optional)
  • Sour cream: 1/4 cup (optional)
  • Avocado: 1, sliced (optional)

Instructions

Prepare oven:
Preheat the oven to 400°F (200°C). Line a sheet pan with parchment paper.
Mix filling:
In a medium bowl, combine black beans, corn, bell pepper, red onion, cumin, smoked paprika, chili powder, garlic powder, salt, and pepper. Toss well.
Prepare tortillas:
Place a tortilla flat. Use a knife to cut from the center to one edge, creating a single radius.
Fill quarters:
Divide the tortilla mentally into four quarters. Add the bean mixture to one quarter, cheddar cheese to the next, Monterey Jack to the third, and leave fourth for optional toppings.
Fold tortilla:
Fold from the cut: first quarter over the second, then over the third, and finally over the fourth to form a triangle.
Repeat:
Repeat process with remaining tortillas and fillings.
Bake wraps:
Arrange folded wraps on the sheet pan. Lightly brush or spray with oil. Bake 15–20 minutes, flipping halfway, until golden and crisp.
Serve:
Serve hot with salsa, sour cream, avocado, and cilantro if desired.
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Whenever we make these, my children race to layer in their favorites and try folding their tortillas just right. It's a hands-on dinner everyone loves.

Required Tools

Sheet pan, parchment paper, mixing bowl, knife, spatula

Allergen Information

Check all ingredient labels especially for tortillas and cheese to avoid unexpected allergens.

Nutritional Information

Each wrap (no toppings): 355 calories, 13 g fat, 46 g carbohydrates, 14 g protein

A perfect folded Tortilla Wrap Hack, piping hot from the oven, offering a fulfilling Tex-Mex meal idea. Save
A perfect folded Tortilla Wrap Hack, piping hot from the oven, offering a fulfilling Tex-Mex meal idea. | oventhyme.com

Enjoy these wraps warm and don't hesitate to let everyone build their own for maximum fun.

Kitchen Guide

How do I fold the tortilla for this wrap?

Make one cut from the center to the edge, divide the tortilla into four quarters, add fillings to each, and fold quarters over each other to create a layered triangle.

Can I use different beans in the filling?

Yes, pinto beans or refried beans can be substituted to change the flavor and texture.

What cheeses work best for this dish?

Cheddar and Monterey Jack provide a creamy melt, but you can try other easily melting cheeses for variety.

How long should I bake these wraps?

Bake at 400°F for 15-20 minutes, flipping halfway, until the wraps are golden and crispy.

Are there optional toppings to enhance flavor?

Yes, salsa, sour cream, avocado, and fresh cilantro add freshness and creaminess.

Tortilla Wrap Beans Cheese

Baked tortilla filled with beans, cheese, and spices for a tasty, easy Tex-Mex meal or snack.

Prep duration
15 min
Kitchen time
20 min
Complete duration
35 min
Created by Grace Mitchell


Skill level Easy

Heritage Tex-Mex

Output 4 Portions

Dietary requirements Meat-free

What you'll need

Tortillas & Fillings

01 4 large flour tortillas
02 1 1/2 cups canned black beans, drained and rinsed
03 1 cup shredded cheddar cheese
04 1/2 cup shredded Monterey Jack cheese
05 1/2 cup corn kernels (fresh, frozen, or canned)
06 1/2 cup diced red bell pepper
07 1/4 cup finely chopped red onion

Seasonings

01 1 teaspoon ground cumin
02 1 teaspoon smoked paprika
03 1/2 teaspoon chili powder
04 1/2 teaspoon garlic powder
05 Salt and pepper, to taste

Toppings (optional)

01 1/4 cup chopped fresh cilantro
02 1/2 cup salsa
03 1/4 cup sour cream
04 1 avocado, sliced

Method

Phase 01

Preheat Oven: Preheat the oven to 400°F and line a baking sheet with parchment paper.

Phase 02

Prepare Filling Mixture: In a medium mixing bowl, combine black beans, corn, diced red bell pepper, chopped red onion, ground cumin, smoked paprika, chili powder, garlic powder, salt, and pepper. Stir thoroughly to blend flavors.

Phase 03

Cut Tortillas: Place one tortilla flat on a surface and cut from the center to the edge, dividing it mentally into four quarters.

Phase 04

Add Fillings: Distribute the filling ingredients onto separate quarters of the tortilla: place the bean mixture on one quarter, shredded cheddar cheese on the next, Monterey Jack cheese on the third, and reserve the last quarter for optional toppings.

Phase 05

Fold Tortillas: Starting from the cut, fold the first quarter over the second, then fold over the third, and finally fold over the fourth, creating a layered triangular wrap.

Phase 06

Assemble Wraps: Repeat the filling and folding steps with the remaining tortillas and filling components.

Phase 07

Prepare for Baking: Arrange the folded wraps on the prepared baking sheet and lightly brush or spray them with cooking oil.

Phase 08

Bake Wraps: Bake for 15 to 20 minutes, flipping halfway through, until the wraps are golden brown and crisp.

Phase 09

Serve: Serve the wraps hot, optionally topped with salsa, sour cream, sliced avocado, and chopped cilantro.

Kitchen tools needed

  • Baking sheet
  • Parchment paper
  • Mixing bowl
  • Knife
  • Spatula

Allergy notes

Always review ingredients for potential allergens and seek professional medical advice when uncertain.
  • Contains wheat (flour tortillas) and dairy (cheddar and Monterey Jack cheeses, sour cream)

Nutrition breakdown (per portion)

Values shown are estimates only - consult healthcare providers for specific advice.
  • Energy: 355
  • Fats: 13 g
  • Carbohydrates: 46 g
  • Proteins: 14 g